American Bank & Trust

At American Bank & Trust we know the importance of closing your deal in a timely manor.  Our ratio of 1 processor to 2 loan officers allows for your deal to get specialized attention.  We normally close our deals within 30-40 days from the time of application.  We can, however, move quickly to get your home closed in 2 WEEKS.    

THINKING OF REFINANCING?  With the volatility of today's interest rates it is important to have a Loan Consultant that will closely watch the market and advise you on the best time to lock in the rate.  THIS IS VERY IMPORTANT especially when most experts are claiming that inflation is just around the corner which will inevitably cause higher rates.   

Call today for a quote on rates and Closing cost Fees at 708 860-0497 and ask for John Sommese

Our specialized lending programs give buyers the ability to keep more money in their pocket.  We offer programs that few lenders can:

• 5% down Conventional loans
• 80/10/10 programs to help buyers save on PMI
• 5% down Rehab loans where the bank will give up to 40K to help you fix the home
• Jumbo Loans with equity lines as a 2nd

Talk with a Mortgage Consultant today and get pre-approved. With a pre-approval, you know exactly how much you can afford before you start looking for your perfect home. You can negotiate the purchase of your new home with confidence when you present the seller with proof that you qualify for financing.

To prequalify online please click here.

		Oakbrook Terrace  Chicago Geneva Elburn St Charles  Member Bank Since 1968
	JOHN SOMMESE Real Estate Lending Consultant                        708-860-0497  Cell                         630-345-7102  Fax    Jsommese@ambankqc.com